Thinking about changing your career in mid-life? Many Baby Boomers are doing this, and have found greater joy and meaning in their lives after making the leap to try something different, yet still keep up with paying their bills. I just read an interesting article written by Kerry Hannon, author and regular contributor in Forbes.com. She discusses her new book, Great Jobs for Everyone 50+: Finding Work That Keeps You Happy and Healthy … And Pays the Bills, a guide to finding financial security as well as personal and professional fulfillment. She offers a financial checklist to consider before changing to an “Encore Career.”
This article is about Medicare Options in 2012, specifically for Montana, written by Duane “Pete” Pettersen. For anyone in the USA interested in learning more about options in your state, please refer to www.medicare.gov and to the CMS (Center for Medicare and Medicaid Services) publication, Medicare & You which is sent out to all people age 65 or older. For Medicare Supplement or Medigap policies, CMS puts out an excellent summary called 2012: Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare.
Original Medicare Only
Part A: Hospitalization.
Paid for by payroll tax. $1,156.00 deductible for 2012.
I just read a good article, “Two for One: Caring for Two Elders At The Same Time,” about trying to cope with the situation of being responsible for the care of not only one elderly parent, friend, or family member, but for two or more. This can be very challenging, trying to keep everyone safe and see that their needs are being met, while balancing your own life in the mix. This article discusses this topic, and offers some alternative ways to deal with the situation, including information about getting a Senior Companion or consider in-home help with caregiving or placement in an Assisted Living facility. For a listing of available care homes in the US, go to www.assistedcarefacilities.net. The article also mentions how this multiple-caregiving can lead to increased stress and Caregiver Burnout, with several articles and information on this subject. Check out the article for details!
Are you still raising and/or supporting your children while also caring for your aging parent, or maybe an elderly aunt or uncle? Then you’re in the Sandwich Generation. This is a portion of our community that is not only spending time, energy, resources, and emotion with the younger family members, but also juggling the needs of the elderly in the family. Many families find it most successful and more economic for the 3 (or 4) generations to live together, like “The Waltons,” eating meals together, helping each other, and having daily interactions. Some families can arrange to live next door to their parents, or designate a part of their home as an apartment, keeping some separation, yet being available to help them when needed, maybe giving them a ride to an appointment, setting up their medications, or bringing meals to them. Each family has different dynamics, and therefore each has different elements of success and failure with the system they develop to meet everyone’s care needs. As time goes on, the children grow up, move out, or move back in, maybe with their own children, and the elderly members become older, frail, requiring more assistance with their activities of daily living. The ones in the Sandwich Generation continue to age, have their own problems and issues, and may reach a point when they feel pressured, squished, stressed, overburdened, and yet may also feel the rewards of the situation, appreciating the “give and take” as the family is co-existing together as a unit, observing what each generation can offer to the others.
Searching for a nursing home, assisted living, or retirement home? We’re here to help you find just the right place for you or your loved one. Here is a complete directory of care facilities across the United States. Click on the STATE, then the CITY, and you’ll see a list of the care homes in that city, including contact information. Click on the individual FACILITY NAME, and you’ll see a google map and more information. If you have an opinion (good or bad!) about a care home you’re familiar with, I invite you to write on this blog. Let’s help everyone to MAKE AN INFORMED DECISION!