This article is about Medicare Options in 2012, specifically for Montana, written by Duane “Pete” Pettersen. For anyone in the USA interested in learning more about options in your state, please refer to and to the CMS (Center for Medicare and Medicaid Services) publication, Medicare & You which is sent out to all people age 65 or older. For Medicare Supplement or Medigap policies, CMS puts out an excellent summary called 2012: Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare.

Original Medicare Only

Part A:  Hospitalization.

Paid for by payroll tax.  $1,156.00  deductible for 2012.